This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or utilize our services. Please read this Privacy Policy carefully. By using our services, you acknowledge that you have read and agree to the terms of this policy.
Effective Date: 01.01.2019
At Radiant Cash ("we," "us," or "our"), we value your privacy and are committed to protecting your personal information.
We may collect personal information that you voluntarily provide to us when you:
Apply for a loan
Create an account
Contact customer service
Subscribe to our newsletters or updates
The personal information we collect may include:
Contact Details: Name, address, email address, phone number
Identification Information: Date of birth, Social Security number, driver's license number
Financial Information: Income details, employment status, bank account information
Login Credentials: Username and password for account access
We may also collect non-personal information automatically when you interact with our website:
Usage Data: IP address, browser type, operating system, pages visited, clicks, and time stamps
Cookies and Similar Technologies: To enhance user experience and gather analytical data
We use the collected information for various purposes, including:
Providing Services: Processing loan applications, managing accounts, and delivering customer support
Communication: Sending confirmations, updates, security alerts, and administrative messages
Marketing: Informing you about promotions, offers, and services that may interest you (with the option to opt-out)
Legal Compliance: Fulfilling legal obligations, resolving disputes, and enforcing agreements
Improvement: Personalizing user experience and improving our website and services
We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:
We may share information with trusted third-party service providers who assist us in operating our business, such as:
Data Processing: Companies that process transactions or provide IT services
Marketing Agencies: Partners who help with marketing and promotional activities
Professional Advisors: Lawyers, auditors, and consultants
We may disclose your information if required to do so by law or in response to valid requests by public authorities, including to:
Comply with legal processes
Protect and defend our rights and property
Prevent or investigate possible wrongdoing
In the event of a merger, acquisition, or asset sale, your personal information may be transferred as part of the transaction.
We implement robust security measures to protect your personal information, including:
Encryption: Use of 256-bit SSL encryption technology for data transmission
Access Controls: Restricting access to personal information to authorized personnel only
Regular Monitoring: Monitoring our systems for potential vulnerabilities and attacks
However, please note that no method of transmission over the internet is 100% secure.
You may access, review, and update your personal information by logging into your account or contacting us directly.
Marketing Communications: You can opt-out of receiving promotional emails by following the unsubscribe instructions in the emails or contacting us.
Cookies: Most web browsers automatically accept cookies. You can modify your browser settings to decline cookies if you prefer.
Our website does not currently respond to "Do Not Track" signals. We adhere to the standards set out in this Privacy Policy.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware of any such data, we will take steps to delete it promptly.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies before providing any personal information.
If you are accessing our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where our servers are located.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us
Your privacy matters to us, and we are committed to protecting your personal information.
Radiant Cash Our mission is simple: to offer accessible, fair, and responsible lending services that help people navigate life’s unexpected financial challenges. We understand that everyone’s situation is different, which is why we take a personalized approach to ensure our customers feel supported every step of the way.
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